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BUSINESS LOAN EXPERTS
Specialized business loan experts who deliver finance solutions that help businesses grow, not weigh them down
BUSINESS LOAN TYPES
. BUSINESS TERM LOANS
5 - 10 year term loans with monthly payment options, no prepay penalties
. LINE OF CREDIT
6 - 18 month terms, rates as low as 6%, weekly and monthly payment options, low draw fees
. EQUIPMENT FINANCING
Lease, purchase or refinance programs, approvals in as little as 24 hours
. COLLATERALIZED LOANS
Leverage equity in personal or commercial realty, 2 - 4 year terms with monthly payments
. SHORT TERM ADVANCES
4 - 24 month terms, daily or weekly payback, flexible underwriting, funding in as little as 24 hours
. MCA CONSOLIDATIONS
Get cash upfront, lower your current daily payments by 25%-45%, pay off 100% of debt
The Preventative Care Management Program (PCMP)
Rooted in the Affordable Care Act of 2010, this program combines elements several key legislative initiatives to maximize benefits for both employers and employees. It incorporates the Section 125 pre-tax employee plan (established under the ERISA Act of 1974) to provide tax-saving opportunities, healthcare efficiency advancements from the HIPAA Act of 1996, and the U.S. government’s renewed commitment to ensuring employees receive comprehensive benefits, especially in the wake of COVID-19.
The PCMPP delivers a modern, effective solution for enhancing workplace wellness for employees and financial security for employers.
Employer Benefits
On average you can save $650 per full-time W2 employee in annual payroll taxes - with no new out-of-pocket costs. These savings directly increase working capital, and provide an additional resource for businesses to invest and enhance overall financial stability.
Employee Benefits
All Wellness & Supplemental Benefits are provided to employees with no new out-of-pocket costs. Employees can also opt for Supplemental Benefits to provide an added layer of comprehensive health support and financial security.
Government Benefits
Healthy employees working hard at thriving businesses helps to sustain tax revenue. Continuing Business operations means consistent payroll and corporate taxes that contribute to economic stability and growth.
OUR GAME PLAN
Problem: you have received a thousand calls and emails from companies offering you financing, but no one seems to be able to deliver.
Solution: work with a company that cares more about earning your business for the long run than they do about lining their own pockets. Our average client takes 3 rounds of funding over the course of 4.5 years.
Running a business is incredibly time consuming and difficult. As they say… “Heavy is the head that wears the crown.” My clients tell me one of the hardest things they have to do is find the right financing for their business. They don’t have the experience or the time do so. They tell me they are constantly being marketed to; however, it’s never the right type of financing - just a short term fix.
The two most common requests we get are:
“I have multiple current advances/positions and all these payments are draining me”
“I want a term loan or Line of Credit with monthly payments”
So, how do we solve for this? In 30 states, we now offer 5 and 10 year term options with monthly payments, even with less than perfect credit. Combined with this, we get multiple credit lines for our customers which they can draw down on when they need the money. The benefit of multiple lines, is that just a single one may not provide you with the enough of the capital you may need. We then help you grow each credit line over time so you can avoid having to take any “band aide” type of financing in the future.
Let us work on your game plan.
We are now accepting applications for 10 year term loans and 2 year lines of credit
WANT TO SPEAK TO SOMEONE?
OUR INFO
Mailing Address: 50 E Palisade, Suite 220, Englewood, NJ 07631